One or more photo(s) has been virtually staged. SELLER OFFERING INTEREST RATE BUYDOWN. This beautifully updated three story townhouse offers stunning views of the Gulf of Mexico and Intracoastal waters, with spectacular sunsets right from your own balconies. The property is elevated and upgraded with modern finishes, offering peace of mind for buyers seeking a secure waterfront home. Featuring three bedrooms and three full bathrooms, the thoughtfully designed layout includes two expansive primary bedrooms with ensuite bathroomsone with a private den ideal for working from home, and the other featuring dual walk in closets for generous storage. A bonus room on the ground floor provides flexible space for a gym, guest suite, art studio, or workshop. The newly remodeled kitchen boasts sleek quartz countertops, peninsula seating, and new stainless steel appliances, all included. Throughout the home, you'll find stylish modern flooring, tastefully updated bathrooms, upstairs laundry, and a new AC unit replaced in 2024. Two private balconies overlook the water, with direct access just steps away to three community docksperfect for kayaking, paddleboarding, or simply enjoying the waterfront ambiance. Located in the serene, pet friendly community of Tara Cay South, residents enjoy beautifully maintained green spaces, a sparkling pool, and access to ten shared docks. The low $390 monthly HOA fee includes water, sewer, trash, recycling, cable, internet, landscaping, pool maintenance, and dock access. Additional features include a one car garage, ample guest parking, and approximately 400 square feet of air conditioned bonus space not included in the listed square footage. Ideally situated less than 10 minutes (2.5 miles) from the Gulf beaches, Walsingham Park, top rated restaurants, and vibrant local entertainment, this versatile townhome blends comfort, convenience, and an exceptional coastal lifestyle in one of the areas most desirable waterfront communities.