Priced below appraised value for instant equity. Seller is motivated but not desperate. Discover the perfect blend of space, comfort, and waterfront living in this 4 bedroom, 3 bathroom home located directly on the 72 acre Lake St. Charles. Whether you enjoy kayaking, paddle boarding, or simply relaxing on your 31' screened lanai, this home delivers the ultimate Florida lifestyle with breathtaking sunset views over the water. Step inside to find a bright, open layout featuring a formal living and dining area, a spacious family room, and a well appointed kitchen with stainless steel appliances, a breakfast bar, and a large pantry. The primary suite is a retreat of its own, offering lake views, tray ceilings, two walk in closets, and an ensuite bathroom with a garden tub, walk in shower, and private water closet. A guest bath with lanai access adds convenience for outdoor entertaining. Notable upgrades include hurricane rated front windows (2020), a new roof (2018), a seawall (2016), and a home water filtration system (2015). The home also features a dedicated outlet for a portable home generator and a garage with pull down attic access for extra storage. The floors are in great condition as they are protected by floor covers through out the home. Enjoy all the amenities of Lake St. Charles, including miles of scenic walking trails, a clubhouse with a resort style pool and spa, sports courts, a dog park, and playgrounds. HOA is only $120/year! With an unbeatable location just minutes from I 75, the Selmon Expressway, MacDill AFB, downtown Tampa, and top rated schools, this home is the perfect balance of peaceful lakefront living and city convenience. Schedule your showing today before the only lake front house for sale in this neighborhood is gone!