*Price Reduced + $5,000 Seller Credit!*MOTIVATED SELLER BRING AN OFFER* This property qualifies for the CHIP program offering $0 down, 100% financing, and NO PMI! No HOA, no CDD, and located in Flood Zone X (no flood insurance required). This modern 3BR, 2.5BA corner lot home was built in 2020 and completed in 2025, offering 94 ceilings, open concept living, and luxury vinyl plank flooring throughout. Chefs kitchen with marble countertops, soft close cabinets, pendant lighting, and pantry. Primary suite on main level with spa style bath and walk in closet. Upstairs: 2 spacious bedrooms with shared private balcony, full bath, and flexible layout for guests or office. Prime location 5 minutes to Ybor City, trolley access to Water Street, Channelside & Amalie Arena, and close to the 50 acre Gas Worx redevelopment. 7 mins to Armature Works. New construction next door adds long term value. No rental restrictions perfect for owner occupants, investors, or Airbnb. Modern finishes, strong location, and unbeatable financing options make this a must see!